Privacy Policy

Introduction

At Payzone, we are committed to protecting the privacy of our customers and keeping your details secure. This means that we’ll protect the personal information (“Data”) of all visitors who access our websites or services through any platform or device (collectively, the “Site”).

This privacy policy (“Privacy Policy”) explains how Payzone collect, share, and use your personal information. You’ll also find information about how you can exercise your privacy rights. By using our Services you agree to Payzone using your Data as described in this Privacy Policy.

This website from now on referred to as the (“Site”), is operated by Payzone Ireland Limited (Payzone). This Privacy Policy together with our Terms and Conditions and Cookie Policy provides guidance and information to users/visitors of the Site regarding the processing of Personal Data (Data) by Payzone.

In this Privacy Policy references to “You” means the person whose Data we collect, use and process.

We wish to help you make informed decisions, so please take a few moments to read the sections below and learn how we may use your Data.

Payzone was recently acquired by a joint venture between AIB Group plc and Fiserv Inc.

Acceptance of this privacy policy

Payzone respect your right to privacy and will not collect any personal information about you on the Site without your clear permission.

You can visit the Site without disclosing any personally identifiable information about you. By using any part of the Site you are accepting the terms of this Privacy Policy.

About Payzone

For the purposes of this Privacy Policy "Payzone" means Payzone Ireland Ltd and any company or other entity within the group.

Payzone Ireland Ltd (hereinafter referred to as "Payzone" "us" "we" or "our") is committed to respecting your privacy and to complying with applicable Data Protection and privacy laws. Payzone Ireland Ltd is the “Data Controller” of all Data that is collected on the Site. Payzone is registered in Ireland with registration number 310110 and registered offices at Payzone, 4 Heather Road Sandyford Industrial Estate, Dublin 18, Ireland.

Collection and use of personal data 

Personal Data means any information relating to you which allows us to identify you. When you visit or use the Site in any way we may collect and process different types of information about you.

Personal Data is Data that identifies you or can be used to identify or contact you. This may include:

1. Name
2. Address
3. Mobile number
4. Email address
5. Information about your use of our website
6. The communications you exchange with us or direct to us via email, phone, webchat and social media.

Collection and use of Payzone Agents' personal data 

As part of the Payzone Agent application process you may provide the following personal information for the retail distribution of our services:

1. Name
2. Address
3. Date of Birth
4. Proof of identity (such as passport or driving licence)
5. Proof of address (such as utility bill)
6. Mobile number
7. Email address
8. Bank account details

The collection of personal data that you submit will not be used, disclosed or processed in any manner other than the purpose stated within this privacy policy.

This Data that you volunteer to us will be processed for the following purposes:

1. To contact you in response to communications you might send us
2. To contact you from time to time via email or phone call in relation to the operation of a Merchant / Retailer account you may have with us
3. To provide you with the information/service you have requested
4. To provide information relating to a Merchant / Retailer account you may have with us
5. To communicate with you, where consent has been given. Please note that Payzone will never share your details with any third parties for marketing purposes without clear consent and that you have the right to withdraw consent to direct marketing communications at any time
6. To validate your identity or the identity of the beneficial ownership of your named business
7. To carry out a credit check when you apply for a retail contract for any products or services, we offer you
8. To issue invoices for retailer sales transactions and orders for our services
9. To distribute documents by email for sales and/or credits for our services
10. To direct debit or direct credit your bank account for the appropriate amount of credit from, or owed to you
11. To send you email alerts and newsletters that you have opted-in to receive by filling in our online forms or contacting us by email or by other means
12. To comply with a legal obligation, for example: to report and respond to queries raised by regulatory authorities, law enforcement and other government agencies such as the Central Bank of Ireland and An Garda Siochana
13. In accordance with Section 41(b) of the Data Protection Act 2018, we can share data for the purpose of “preventing, detecting, investigating or prosecuting criminal offences.”

Your rights

This section outlines your rights as a Data Subject of Payzone. However, your rights may be restricted under the following circumstances

• Where it’s necessary for the prevention, detection, investigation and prosecution of criminal offences
• Where it’s necessary for the exercise or defence of a legal claim or proceedings.

Under certain circumstances, by law you have the right to:

Requests for this information may be made by email to dpo@payzone.ie or in writing to the Data Protection Officer, Payzone, Payzone House, 4 Heather Road, Sandyford Industrial Estate, Dublin 18.

We may need to request specific information from you to help us confirm your identity and ensure your right to access the information or to exercise any of your other rights. This is an appropriate security measure to ensure that personal information is not disclosed to any person who has no right to receive it.

This right only applies to your own Data. When exercising this right, please be as specific as possible.

Retention

Payzone will retain your Data for no longer than is necessary to fulfil the purposes described in this Privacy Policy. We may also retain certain elements of your Data for a period after you close your account for our legitimate operations such as record keeping and to comply with our legal obligations. Whenever we retain your information we will do so in compliance with applicable laws.

Links to other sites

Our Website may contain links to other websites which are outside our control and are not covered by this Privacy Policy (“Third-Party Websites”). If you access Third-Party Websites using the links provided, the operators of such sites may collect information from you which will be used by them in accordance with their own privacy policies, which may differ from ours. We encourage you to review the privacy policies of those Third-Party Websites so that you understand if/how they collect and/or use information from you or your computer. 

Security

We endeavour to use appropriate technical and physical security measures to protect your Data. Any Data that you volunteer to Payzone, if retained, will be held on secure servers and will only be used to manage a Merchant / Retailer account you may have with us and to better our service offering.

We follow strict security procedures in the storage and disclosure of your Data, and to protect it against accidental loss or damage. The data you provide to us is protected using SSL (Secure Socket Layer) technology. SSL is the industry standard method of encrypting personal information and credit card details so that they can be securely transferred over the Internet. Payzone hold a Level 1 Payment Card Industry (PCI-DSS) certificate.

As effective as modern security practices are, no physical or electronic security system is entirely secure. The transmission of information via the internet is not completely secure. We will continue to revise policies and implement additional securities as new technologies become available.

In the event that there is an interception or unauthorised access to your Data, we will not be liable or responsible for any resulting misuse of your personal information.

Cookies

Like most websites, payzone.ie uses cookies. To find out more, read our cookie policy here.

Disclosure of your data

We consider your Data to be private and confidential. Your Data may be shared within Payzone Group, for any of the purposes set out in this policy. We may share your data with third parties through a merger or acquisition process. In such instance, the new owners may use your personal data in the same manner as outlined in this privacy notice.

Payzone may share your data with third parties through a merger or acquisition process. In such an instance, the new owners may use your personal data in the same manner as outlined in this privacy notice.

Changes to our privacy policy

Our Privacy Policy may change from time to time and any changes to the statement will be communicated to you by way of an e-mail or a notice on our website. By continuing to use our Site after we post any such changes, you accept and agree to this Privacy Policy as modified.

Making a complaint